Latest Blog Posts

5 Free Money Making Apps You’ve Never Heard of

5 Free Money Making Apps You’ve Never Heard of

If you're like most millennials, you probably spend a lot of time on your phone.  Why not use a little bit of this time to save money? There's an app for everything these days.  Here are my top 5 favorite (free) money saving apps! *Disclosure: This post contains...

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The Real Reason Why You’re Always Broke

The Real Reason Why You’re Always Broke

“I’m going to be broke for the rest of my life.” Someone said this to me the other day.  It was sad but also a little frustrating.  This person continuously makes bad choices and expects that somehow everything will work out fine anyway. While there certainly are some...

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3 Crucial Ways Dave Ramsey is Wrong About Money

3 Crucial Ways Dave Ramsey is Wrong About Money

“If you were smarter than Dave Ramsey, you wouldn’t be in this mess.” Yikes! Someone posted this on Instagram, and I was completely taken aback. Who is Dave Ramsey? If you aren’t familiar with Dave Ramsey, he’s a personal finance guru who has authored several books,...

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40 Free Things to do This Summer for Broke Millennials

40 Free Things to do This Summer for Broke Millennials

Looking for something fun (and free) to do this summer with your family or friends? Summer is the best time of year for frugal, budget-friendly activities!  There are tons of fun things that can be done for free during the summer months. Check out these 40 ideas!...

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How I Get Cheap Massages for Just $8

How I Get Cheap Massages for Just $8

We all know that self-care is important, but we often don’t want to shell out money for it when we’re trying to save. I have chronic neck and shoulder pain and treating this for free (with yoga, stretching, etc.) can only go so far. I recently started getting massages...

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June 2018 Income Report: How I Earned $462 Blogging

June 2018 Income Report: How I Earned $462 Blogging

Today I'm excited to share my very first blogging income report! If you're new to the world of personal finance blogs, you might wonder why I would choose to share my blogging income. There are a couple of reasons. First of all, I want to show others that it is...

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10 Simple Frugal Living Tips for Beginners

10 Simple Frugal Living Tips for Beginners

Are you new to frugal living? Congratulations! You’ve already taken the first step toward getting your financial life together.  Maybe you’re struggling with debt or you’re tired of living paycheck to paycheck.  Whatever the reason, frugality can bring a freedom to...

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Why a 3 Year Spending Ban Isn’t as Crazy as it Sounds

Why a 3 Year Spending Ban Isn’t as Crazy as it Sounds

When I tell people I’m on a three year spending ban, they often act like that’s completely insane.  Many people try a spending ban for a week, a weekend, or a month. Doing one for three years is much less conventional. I chose to do this because my husband and I are...

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