Latest Blog Posts
My 3 Year Spending Ban: 25 Things I Stopped Buying
When my hubby and I decided to pay off our combined $117,000 of student loan debt in just three years, I knew I would need to make some major changes in order to achieve this aggressive (and slightly insane) goal. I’ve never been a huge spender, but I used to splurge...
3 Signs You’re Ready to Start a Business
Millennials are at a unique time in their lives and careers right now. Many Millennials are starting to get the point where they’ve finished school and started careers. As they move along in those careers, they may start weighing whether or not they want to start...
A Frugal Day Trip: 3 Cheap Things to Do in Taylors Falls, MN
Want to go on vacation but can’t afford it? How about going on a day trip? If you live in the Midwest, Taylors Falls is a great (and cheap) option. Located right on the Minnesota/Wisconsin border, Taylors Falls is an hour drive from the Twin Cities. It’s also one...
Ibotta App Review: How to Earn Cash Back for Everyday Shopping
My husband and I stick to a super strict budget since we're trying to pay off $117,000 of student loan debt in just three years. The only area where we REALLY have a problem with overspending is groceries. That's why I was excited to learn about the Ibotta app!...
Spending and Budgeting On Your Side Hustle
Starting a side hustle is something that people are increasingly doing in addition to their day job, and when it goes well it often turns into a full-time job and a successful business. While there are plenty of benefits to branching out and starting a side hustle,...
Why 2018 is the Right Time to Buy a Second Home
Most of us know better than taking for granted the financially fortunate times of our lives, knowing not to assume that prosperity will last forever. Unless you are the lucky recipient of a trust fund or an A-list Hollywood celebrity, you know your good fortune is...
Skiing on a Budget? It is Possible!
Dreaming about going skiing but not too keen on the prices? Don’t worry; you’re not alone. The fact is that it’s the price of taking a trip to the slopes that stops most people from booking a winter skiing break. After all, skiing is renowned for being a price...
Can Simple Living be Taken Too Far?
I recently read an article called The Problem With Simple Living on one of my favorite blogs. At first, I disagreed with the article and felt a little defensive. (“Minimalism is awesome! It’s not a problem!”). But the more I thought about it, the more I realized...
7 Ways to Make Money Blogging
People often ask me how it’s possible to make money blogging and sometimes they seem a bit skeptical. Before I started blogging a couple years ago, I had no idea that it was possible to earn an income from blogging. Many personal finance bloggers post their income...
Online Study: Pros and Cons
Thanks to the wonders of modern technology, more and more people are making the decision to study online. While attending class without ever leaving the comfort of your own home may seem like a very appealing choice to you, it is worth weighing up all the pros and...
5 Things All New Investors Need
If you’re thinking about getting started as an investor, there are some things you will need if you want to make a success of it. There are many pitfalls and problems you’ll probably run into if you’re a first-time investor, but you’ll be better positioned to deal...
Get Out of Debt and Achieve Financial Freedom: The 7 Baby Steps Explained
Are you tired of being broke? Sick of drowning in payments? Are you ready to break the paycheck to paycheck cycle? It doesn’t have to be this way. Dave Ramsey’s seven step plan has helped thousands of Americans to get out of debt, build wealth, and attain financial...