Latest Blog Posts
How to Make 2018 Your Best Year Ever
It's almost 2018, and that means it's time to reflect on 2017 and make plans for next year. There was a time in my life when I didn't put enough thought into my decisions and I often did things just because "that's what everyone does". When my husband and I decided to...
‘Tis The Season: November/December Update
For all of you who are new here, I post an update every couple of months that shows how we’re doing on our debt snowball and other goals. Doing this helps to keep us accountable and to keep track of the progress we're making. *This post contains affiliate links. Read...
7 Ways to Save on Wedding Food and Alcohol
The average wedding in the U.S. costs $30,000. Two of the most expensive aspects of a typical wedding are the food and alcohol. When I was planning my wedding, I was stunned to see how many venues charged $8,000+ for the food alone. If your total budget is $12,000...
Holiday Gift Guide for the Frugal Person in Your Life
Do you have a frugal friend, family member, or significant other? If you're looking for ideas for a holiday gift for him or her, choose something that will help them to save money! Frugal people love to save a little extra cash whenever they can. Here are 20 perfect...
Why More Millennials Are Jumping into Car Leasing
If you live in a big city, it’s evident that you need a set of wheels to get to wherever you want to go. However, you might be shocked when you learn that the average price of a car in the country amounts to more than $30,000. That’s why it’s not surprising to find...
How To Earn More Without Changing Industry. (Yes, It Is Possible)
Having a job that you love is one of the most rewarding aspects of modern life. After all, we spend far too many hours at work to feel unsatisfied by those daily activities. Nevertheless, nobody should overlook the need and desire for financial rewards either. Those...
Romantic Proposal Ideas for Those on a Budget
If you are on a tight budget, proposing may be daunting. After all, a lot is made of the money spent when it comes to engagement rings and proposal ideas. However, you will find that the money side of things really doesn’t matter. You have probably just built it up in...
Have Yourself a Frugal Little Christmas
Christmas is an expensive time of year, and regardless of how much you earn- most families have to be frugal in some way or another. There’s lots to buy and lots to organize; it’s no wonder it’s ranked as the most expensive and stressful time of the year. But...
Holiday Gift Guide For Pug Lovers
If you know anyone who has a pug, you know that pug people are a little crazy about their dogs. A pug parent just has to have all sorts of pug-related items around their house. I personally own pug socks, yoga pants, a window decal, magnets, t-shirts, a sweater and...
5 Ways to Save Money While Traveling
Since my hubby and I are currently working on paying off $117,000 of student loan debt, we don’t normally travel. But thanks to my in-laws’ timeshare and frequent flyer miles, we had the opportunity to go to Myrtle Beach recently for a very low cost. We didn’t have...
Your Step by Step Guide to Getting Out of Debt
Don’t let yourself drown in debt! If you owe a lot of money to creditors or the IRS, getting out might seem impossible – but it’s not. If you’re ready to regain your financial freedom, you need a plan for doing it. We’ve compiled a step by step guide for you to follow...
4 Things to Know About Car Loans
Car loans suck. I do NOT generally recommend them, and I advise that you pay cash for cars whenever possible. Cars lose their value quickly, and taking out debt for a depreciating asset doesn’t make much sense. My hubby and I had never had a car loan. Up until a...