Latest Blog Posts

Big Changes Coming Soon!

This has been the craziest, most change-filled year of my entire life. We finished paying off six figure student loan debt, we finally bought our first home, I had a surgery I’d been putting off for a while, I got a new car, my step dad received a difficult diagnosis...

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Is Dave Ramsey a Hypocrite?

It's no secret that I'm a huge Dave Ramsey fan. Reading his book The Total Money Makeover completely changed my life.  My husband and I took Financial Peace University at our church and attended Dave's Money and Marriage event in Minneapolis. *Disclosure: This post...

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4 Compelling Reasons NOT to Use the Cash Envelope System

I recently started using the cash envelope system and it’s been amazing so far!  It makes the budgeting process so simple and easy. I don’t have to feel nervous or guilty about spending money on fun stuff because it’s already been budgeted for and I know EXACTLY how...

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50 Cash Envelope Category Ideas

I started using the Dave Ramsey's cash envelope system for budgeting recently, and it's a game changer! I love anything that makes life a little simpler, and cash envelopes make budgeting SO easy. *Disclosure: This post may contain affiliate links. Read our full...

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500 Things I’m Thankful For

We all know that focusing on what we’re thankful for can make us feel happier.  Many of us have written lists of 5 things we’re grateful for, or 20, or 50…but have you ever made a list of 500 things you appreciate? I decided to create this list of 500 things because I...

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Buying a Home? 4 Hidden Costs You Haven’t Considered

Buying a home is likely one of the largest financial decisions you will make in your lifetime. We all know that buying a house is expensive, but it can be tough to estimate exactly how much cash you'll need if you aren't aware of some of the more "hidden" costs of...

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Home Warranties for Reducing Home Maintenance Costs

Every year, renters are converted to owners by irresistible pitches. Ditch your landlord, gain the freedom to plant a garden, pay less per month on a mortgage than rent – all are compelling in their own way. The last one is particularly appealing – saving money while...

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Why God Wants You to Be Rich

“For the love of money is a root of all kinds of evils.  It is through this craving that some have wandered away from the faith and pierced themselves with many pangs.” – 1 Timothy 6:10 This is one of the most misunderstood and misquoted Bible verses. *Disclosure:...

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5 Crucial Ways Dave Ramsey is Right About Money

You’re reading a personal finance blog right now, so you’ve probably heard of money expert Dave Ramsey. Dave has authored several books, teaches a popular course called Financial Peace University (which I highly recommend), and hosts the Dave Ramsey Show. *Disclosure:...

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