Latest Blog Posts
3 Surprising Lessons Learned After Quitting a 4 Year Spending Ban
While my husband and I worked on paying off $127,000 of debt (mostly student loans), I was on a four year spending ban. I know, I know...nuts, right? I promise it's not as crazy as it sounds. Anyway, I learned a lot about frugality and minimalism during those four...
Is Dave Ramsey a Hypocrite?
It's no secret that I'm a huge Dave Ramsey fan. Reading his book The Total Money Makeover completely changed my life. My husband and I took Financial Peace University at our church and attended Dave's Money and Marriage event in Minneapolis. *Disclosure: This post...
4 Compelling Reasons NOT to Use the Cash Envelope System
I recently started using the cash envelope system and it’s been amazing so far! It makes the budgeting process so simple and easy. I don’t have to feel nervous or guilty about spending money on fun stuff because it’s already been budgeted for and I know EXACTLY how...
50 Cash Envelope Category Ideas
I started using the Dave Ramsey's cash envelope system for budgeting recently, and it's a game changer! I love anything that makes life a little simpler, and cash envelopes make budgeting SO easy. *Disclosure: This post may contain affiliate links. Read our full...
500 Things I’m Thankful For
We all know that focusing on what we’re thankful for can make us feel happier. Many of us have written lists of 5 things we’re grateful for, or 20, or 50…but have you ever made a list of 500 things you appreciate? I decided to create this list of 500 things because I...
Buying a Home? 4 Hidden Costs You Haven’t Considered
Buying a home is likely one of the largest financial decisions you will make in your lifetime. We all know that buying a house is expensive, but it can be tough to estimate exactly how much cash you'll need if you aren't aware of some of the more "hidden" costs of...
10 Bad Habits You Need to Stop if You Want to Be Happy
Habits are hard to break. This topic comes up frequently and the reason why is because most of us struggle to break bad habits, even when we truly want to. Our brains like to be efficient. When we don’t tell our brains what to do (what to think about) and instead live...
5 Crucial Ways Dave Ramsey is Right About Money
You’re reading a personal finance blog right now, so you’ve probably heard of money expert Dave Ramsey. Dave has authored several books, teaches a popular course called Financial Peace University (which I highly recommend), and hosts the Dave Ramsey Show. *Disclosure:...
How to Find Contentment When You’re Deep in Debt
Did you know that people with high amounts of debt are three times more likely to suffer from anxiety and depression? Nearly 1 out of 3 individuals with high debt report severe anxiety, and fewer than 9% of people who are deep in debt report no mental health issues....
How to Earn $400 Per Month Selling Plasma
You are probably well aware that people can sell plasma for money, but did you know you can earn up to $300 or $400 per month? Every facility pays a different amount, but the typical payout is $20-$50 per donation. If you receive $50 each time and donate twice per...
9 Things Frugal People Don’t Do
If you’ve been reading this blog for a while, you might be surprised to learn that I haven’t always been this frugal. I used to buy coffee every day, loved shopping, and splurged on occasional visits to an expensive salon. Then my husband and I committed to paying...
Is Being Too Frugal Making You Broke?
I love being frugal. It’s no secret that I’ll do slightly crazy, extreme things in the name of frugality. I don’t like to do things halfway and when I commit to something, I go all in. Frugality is no exception. It’s not a surprise then that I’ve been told on more...