Can’t Stick to a Budget? Here’s the Solution

Can’t Stick to a Budget? Here’s the Solution

Most of us have good intentions when it comes to budgeting.  We create a spreadsheet, set a maximum spending amount for each category, and plan to stick to our budgets faithfully. Then we forget about it. We might have a general idea of how much we plan to spend in...
Why Dave Ramsey is Wrong About Credit

Why Dave Ramsey is Wrong About Credit

Earlier this year, I shared a post about three crucial ways I believe Dave Ramsey is wrong about money.  This post sparked quite a bit of interesting debate, so I thought I’d turn it into a series so we can dive deeper into this topic. *Disclosure: This post contains...
50 Simple Tricks We Used to Save $30,000 Last Year

50 Simple Tricks We Used to Save $30,000 Last Year

When my husband and I decided to pay off $127,000 of debt (mostly student loans) over just a few years, we knew we’d have to find creative ways to cut costs. Over the past few years, I’ve found TONS of ways to save money here and there.  Some of the tricks...
Why Your Budget Will Fail – and How to Fix It

Why Your Budget Will Fail – and How to Fix It

Tired of being broke?  Living paycheck to paycheck?  Never getting ahead? If you want to get your finances in order, the first step is to set a budget.  Most people have no idea where their money is actually going. Creating a budget gives you the ability to tell your...