You’re reading a frugality blog right now, so you’ve probably heard of personal finance guru Dave Ramsey. If you haven’t read any of his books (I highly recommend reading The Total Money Makeover), you might not know that Dave Ramsey’s seven...
If you aren’t familiar with Dave Ramsey, you probably haven’t heard of his “seven baby steps”. Dave’s seven step financial plan has helped millions of Americans to break free of debt and achieve financial freedom. The seven baby steps are: Save 1,000 emergency fund....
The first step to getting your financial life together is to create a budget. Many people have no idea where their money is going. How can you reach your financial goals if you have no clue what you’re spending your money on? A budget is “telling your...
I’m VERY frugal, and my husband would probably even tell you that I’m an extreme cheapskate. I’m currently on a three year spending ban, I drive an 18 year old car, and I live in my parents’ basement. There are plenty of crazy things I’d be willing to do in the name...
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