While my husband and I worked on paying off $127,000 of debt (mostly student loans), I was on a four year spending ban. I know, I know…nuts, right? I promise it’s not as crazy as it sounds. Anyway, I learned a lot about frugality and minimalism during...
It’s no secret that I’m a huge Dave Ramsey fan. Reading his book The Total Money Makeover completely changed my life. My husband and I took Financial Peace University at our church and attended Dave’s Money and Marriage event in Minneapolis....
I recently started using the cash envelope system and it’s been amazing so far! It makes the budgeting process so simple and easy. I don’t have to feel nervous or guilty about spending money on fun stuff because it’s already been budgeted for and I know EXACTLY how...
I started using the Dave Ramsey’s cash envelope system for budgeting recently, and it’s a game changer! I love anything that makes life a little simpler, and cash envelopes make budgeting SO easy. *Disclosure: This post may contain affiliate links. Read...
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