3 Surprising Lessons Learned After Quitting a 4 Year Spending Ban

3 Surprising Lessons Learned After Quitting a 4 Year Spending Ban

While my husband and I worked on paying off $127,000 of debt (mostly student loans), I was on a four year spending ban.  I know, I know…nuts, right?  I promise it’s not as crazy as it sounds. Anyway, I learned a lot about frugality and minimalism during...
Is Dave Ramsey a Hypocrite?

Is Dave Ramsey a Hypocrite?

It’s no secret that I’m a huge Dave Ramsey fan. Reading his book The Total Money Makeover completely changed my life.  My husband and I took Financial Peace University at our church and attended Dave’s Money and Marriage event in Minneapolis....
4 Compelling Reasons NOT to Use the Cash Envelope System

4 Compelling Reasons NOT to Use the Cash Envelope System

I recently started using the cash envelope system and it’s been amazing so far!  It makes the budgeting process so simple and easy. I don’t have to feel nervous or guilty about spending money on fun stuff because it’s already been budgeted for and I know EXACTLY how...
50 Cash Envelope Category Ideas

50 Cash Envelope Category Ideas

I started using the Dave Ramsey’s cash envelope system for budgeting recently, and it’s a game changer! I love anything that makes life a little simpler, and cash envelopes make budgeting SO easy. *Disclosure: This post may contain affiliate links. Read...