Your Step by Step Guide to Getting Out of Debt

Your Step by Step Guide to Getting Out of Debt

Don’t let yourself drown in debt! If you owe a lot of money to creditors or the IRS, getting out might seem impossible – but it’s not. If you’re ready to regain your financial freedom, you need a plan for doing it. We’ve compiled a step by step guide for you to follow...
4 Things to Know About Car Loans

4 Things to Know About Car Loans

Car loans suck. I do NOT generally recommend them, and I advise that you pay cash for cars whenever possible.  Cars lose their value quickly, and taking out debt for a depreciating asset doesn’t make much sense.  My hubby and I had never had a car loan. Up until a...
7 Money Saving Techniques for Couples

7 Money Saving Techniques for Couples

“At least we save money” is one thing you’ll often hear from single people. And there’s a bit of truth in that; you don’t need to buy expensive Christmas, birthday, and Valentine’s Day gifts if you’re riding solo. However, it’s also important to recognize just how...
Frugal Tip: Don’t Sign Anything You Don’t Understand

Frugal Tip: Don’t Sign Anything You Don’t Understand

I recently switched dental insurance companies and had to see a new dentist.  The initial intake appointment was overwhelming.  I talked to the dentist for nearly an hour, filled out endless paperwork, watched a video (shown on the TV that was on the ceiling), and was...