Is $250,000 Per Year Middle Class?

Is $250,000 Per Year Middle Class?

I recently read an article entitled $250,000 a Year is Not Middle Class. The author argues that because families who make $250,000 per year earn more than most Americans, an income of $250,000 is not middle class. The implication is that these “elite” earners need to...
The Worst Financial Advice I’ve Ever Been Given

The Worst Financial Advice I’ve Ever Been Given

“Don’t take financial advice from broke people.  Do what rich people are doing.” – Dave Ramsey Many millennials don’t know much about personal finance.  High schools and colleges often don’t teach finance, and many millennials instead rely on the advice their parents...
Practical Stocking Stuffer Ideas

Practical Stocking Stuffer Ideas

I love giving gifts and finding the “perfect” gift for someone.  As a frugal person, I like to get the most bang for my buck.  I don’t like to buy someone a gift that they won’t like or won’t use.  Many stocking stuffers are totally impractical – no one really needs a...