If you’re reading this, odds are that you’re a cash-strapped millennial trying to find ways to improve your net worth – through saving money, increasing income, and/or paying off debt.  I think my blog is a great resource for all of these things, but I might be a little biased ;)  There are also other awesome blogs out there in the personal finance world.

Whether you’re looking for homemade laundry detergent recipes, a guide for how to start a six figure business, or a debt payoff story to get you motivated to destroy your own debt – these bloggers have it covered.  Here are my 20 favorite frugality blogs!


Natalie finished grad school with over $200,000 in student loan debt.  Natalie changed careers (she is now a financial planner) and is continuing to dig herself out of debt – her debt load is down to $122,000.  She writes about personal finance and intentional living for young professional women.  Check out How to Plan Your Best Year Ever if you’re ready to start crushing your goals.

Millennial Money Man

Bobby paid off $40,000 of student loan debt (on a teacher’s salary) in a year and a half – by living with his in-laws, driving an old car, and living frugally.  He blogs about living below your means to destroy debt as quickly as possible.  His motto is “Live differently.  Your bank accounts will thank me later.”  Millennial Money Man and Financegirl both inspired me to pay off my $117,000 of student loan debt in just three years!


Frugalwoods is the blog of Mr & Mrs Frugalwoods, Frugal Hound, and Babywoods.  The Frugalwoods began their frugality journey when they realized that they were both unfulfilled with their 9 to 5 “dream” jobs.  They discovered a shared goal of retiring early (in their 30s!) to a homestead in the woods.  This requires extreme frugality – the Frugalwoods save 70% of their income.  The Frugalwoods blog is full of humor, money saving tips, and thoughts on frugality.

Six Figures Under

Stephanie, her husband, and their four children were six figures in debt after her husband finished law school.  The family moved in her with in-laws in order to pay off their massive debt as quickly as possible, and they now have a little less than $50,000 of debt remaining.  Stephanie writes about frugal living with kids, saving money on food, budgeting, and increasing income.  My favorite posts are In Your Debt Repayment…Don’t Do What We Do and Why Just Making More Money Won’t Solve Your Problems.

Our Next Life

Similarly to the Frugalwoods, Mr and Ms (anonymous bloggers) at Our Next Life, are working toward a goal of (very) early retirement.  When they retire (move on to their “next life”), Mr and Ms plan to travel the world, volunteer, and spend more time with their families.  They blog about adventure and living a simple life.

Young Adult Money

Young Adult Money is a personal finance and lifestyle blog that focuses on helping those in their 20s and 30s to make smarter financial choices.  The site covers real estate, careers, increasing income, decreasing expenses, traveling, and more.

Blonde on a Budget

Cait paid off $30,000 of debt in two years, tossed 75% of her stuff, and adopted a minimalist lifestyle.  Cait writes thoughtful, reflective posts on her yearlong shopping ban, simplicity, and mindful budgeting.  She has been featured on numerous publications and websites, including Becoming Minimalist.

Making Sense of Cents

Michelle paid off $38,000 of student loan debt in just seven months.  She has won a ton of blogging awards, been featured on countless websites, and made over $300,000 through her blog last year – yes, really!  Michelle writes about budgeting, saving money as a college student, getting rid of debt, and traveling.

Frugal Beautiful

After living on $800/month in grad school, Shannyn writes about how to live a beautiful life on any budget.  As Shannyn says, frugal does not mean cheap or frumpy!  She writes about how to be fit, fashionable and fabulous on a shoestring budget.  Shannyn also covers traveling affordably, getting out of debt, and simple living.  Bonus: there are adorable pictures of her pug on her blog!


Kelby went from overspending and living paycheck-to-paycheck to adopting a frugal lifestyle.  Kelby writes entertaining posts about being a “misfit” by rejecting the idea that debt is a normal part of life.  He discusses saving money, budgeting, and how to avoid lifestyle inflation.

The Frugal Girl

Kristen blogs about cheerfully living on less.  She writes picture-filled posts on budget recipes, DIY projects, photography tips, contentment, and simplicity.  Check out my favorite post: How to Be an Obnoxious Money Saver.

Simply Save MN

Heather (a fellow Minnesotan!) documents her journey toward financial independence on Simply Save MN.  She writes about minimalism, DIY ideas, and awesome freebies and deals.  Heather’s blog also includes fun minimalism challenges (like #Minsgame).

Cashville Skyline

Kate is a Nashville, TN based 30-something who works in Digital Marketing.  She managed to graduate from college debt-free and enjoys helping others to find financial freedom.  Kate regularly shares her net worth and monthly budget reviews.

Pretend to be Poor

Kalie and Neil write about how the “American Dream”, which used to be about freedom and opportunity, has become “a nightmare of burdensome debt and unfulfilling materialism.”  Their philosophy comes from Proverbs 13:7 – “There is one who pretends to be rich, but has nothing; another pretends to be poor, but has great wealth.” Kalie and Neil are on a mission to pretend to be poor so that they can achieve financial freedom.

Broke and Healthy

Often, people think they don’t have enough money to eat healthy and exercise regularly.  Ande believes it’s entirely possible to be healthy on a tiny budget.  Broke and Healthy includes budget-friendly recipes, fitness (on the cheap) tips, and general money saving advice.

The Budget Mama

Jessi walked through financial hell in her early 20s when she found herself buried in credit card debt.  Since then, she has turned her life around financially.  She and her husband have paid off $55,000 of debt and are currently going through Dave Ramsey’s baby steps.  Jessi writes about a variety of topics, including: budgeting, how to handle financial fights with your spouse, and preparing for a baby financially.  Her blog also covers her $500 wedding (!), recipes, DIY ideas, and blogging tips.

Young Finances

Since starting Young Finances, Latisha has paid off over $30,000 of consumer debt, invested for retirement, and started a profitable business.  Latisha is a motivational speaker and millennial money expert who empowers millennials to make smart financial choices.  Young Finances is full of information about student loans, investing, budgeting tips, and career advice.

Dear Debt

Melanie paid off $81,000 of student loan debt in just a few years.  Melanie writes about the emotional impacts of debt, and she inspires others to get out of debt and take back their lives. Her blog includes the Dear Debt Letter project, which consists of breakup letters to debt.

Debt Free After Three

Zina paid off $28,000 of student loan debt in three years.  Zina is a writer, speaker, and coach.  She teaches classes on budgeting, saving money, and paying off loans.  Zina is also a regular contributor on Frugal Beautiful.

Financially Wise on Heels

Reelika is a business strategist and coach who helps entrepreneurs build online businesses. Her blog empowers women through financial tips to achieve success, happiness, and financial freedom.  Reelika writes about saving money, investing, and starting your own business.


What are your favorite frugality blogs?