When my husband and I decided to pay off $117,000 of student loans in three years, we knew we’d have to do things a little differently. As Dave Ramsey says “live like no one else now, so later you can live like no one else.” We’ve found many ways to save money. Here...
When my husband and I decided to pay off $127,000 of debt (mostly student loans) in three years, we knew we would have to drastically reduce our expenses. One item we cut from our budget was outings with friends (and date nights). Does this mean that we NEVER hang...
I used to spend WAY too much on groceries every week. I was relying on pre-made items and microwaveable food a lot of the time, and I found myself wasting food each week. Sound familiar? I have a solution for you – meal planning. *Disclosure: This post contains...
The average college graduate now finishes school with over $30,000 in student loan debt. For those who have advanced degrees or attend private colleges, the amount can be much higher. My husband and I finished school with a combined total of $117,000 of student loan...
Many personal finance experts believe that your credit score is extremely important, while others (such as Dave Ramsey), say that credit scores are unnecessary. Dave refers to your FICO score as an “I love debt” score because it’s based on your relationship with...
The other day during yoga class, I was really struggling. My muscles were shaking like crazy and I kept getting disconnected from my breath. I felt like the least talented person in the room. After class, the instructor came up to me and told me how impressed she is...
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