The average college graduate finishes school with nearly $40,000 in student loan debt. As tuition rates continue to skyrocket, the student loan crisis will only get worse. If you haven’t started college yet, I highly recommend paying for college without loans. You...
Do you spend too much money on food? Groceries seem to be one of the most common budget busters for many people. We can cut back on so many other items in our budget, but we have to buy food. When you’re trying to eat a healthy diet, it can be particularly tough to...
I have health insurance through work, and I always choose the plan with the lowest deductible (which is $1,000). Most years, I barely even touch my deductible. 2018 has been a different story! I’ve already racked up over $500 in medical expenses this year, and...
For those of you who are new here, I post an update every couple of months that shows how we’re doing on our debt snowball and other goals. Doing this helps to keep us accountable and to keep track of the progress we’re making. I will now be sharing these updates...
Many personal bloggers talk about how important it is to know your net worth. Some even post frequent updates describing their net worth in detail. While I agree that it’s important to know your net worth, it can also be more than a little depressing when you’re in...
My hubby and I are working on paying off $117,000 of student loan debt in just three years (on entry-level salaries). We can scrimp like crazy, but at a certain point, it’s impossible to save more. That’s why making more money is an essential part of our “get out of...
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