10 Things You Shouldn’t Buy When You’re Broke

10 Things You Shouldn’t Buy When You’re Broke

Personal finance is about choices.  Many frugal people continue to splurge on a couple of things that are truly important to them – because they’re frugal in most areas, they can afford to splurge on things that they value.  Frugality doesn’t have to mean giving up...
Frugal Tip: Finish College in 4 Years (or Less)

Frugal Tip: Finish College in 4 Years (or Less)

Less than 20% of students at public universities finish college within four years.  Some struggle with difficult courses, many spend more time partying than they do studying, and others change their majors multiple times.  There was a time when taking six years to...
Retire Early?  What FIRE is and What it Means For You

Retire Early?  What FIRE is and What it Means For You

“I’m never going to retire.  I don’t make enough money.” “Retire early?  Good luck.  Only rich people do that.” “I’m going to work until I’m 70.  Only people who have a pension can retire comfortably.” These are just a handful of the depressing things that I’ve heard...
150+ Blog Topic Ideas for Lifestyle Bloggers

150+ Blog Topic Ideas for Lifestyle Bloggers

I love blogging.  I enjoy inspiring others to make smarter financial choices and it’s amazing that I can make a little side income through this blog.  This money goes straight toward the debt snowball on my student loans. (Side note: If you’re interested...
20 Things I Could’ve Bought Instead of Student Loans

20 Things I Could’ve Bought Instead of Student Loans

I saw a list like this on another blog and thought it would be funny (and maybe a tad depressing) to write a list of things we could’ve bought with the $117,000 we have in student loans. Here are 20 things we could’ve bought for $117k instead of our loans....
Finding Beauty in Ordinary Places: May/June Update

Finding Beauty in Ordinary Places: May/June Update

If you’re new here, I post an update every couple of months that details how we’re doing on our debt payoff and other goals. I also include some highlights of the months and what I’ve been reading and watching…because life is about more than just reaching goals. As a...