The fitness industry exists to make money. Your fitness guru will tell you that you need an expensive personal training package, fancy yoga studio classes, supplements, diet pills, an overpriced gym membership…and all sorts of other gimmicks that aren’t necessary....
A spending ban (cutting out spending on non-essential items) can be a great way to reduce your expenses so you can pay off debt, build savings, or break bad spending habits. A spending ban can be for a weekend, seven days, a month, or even a year (or longer). I’m...
When my husband and I decided to pay off $117,000 of student loans in three years, we knew we’d have to do things a little differently. As Dave Ramsey says “live like no one else now, so later you can live like no one else.” We’ve found many ways to save money. Here...
The average college graduate finishes school with nearly $40,000 in student loan debt. As tuition rates continue to skyrocket, the student loan crisis will only get worse. If you haven’t started college yet, I highly recommend paying for college without loans. You...
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