Arizona Travel Guide: 10 Frugal Things to Do

Arizona Travel Guide: 10 Frugal Things to Do

Since my hubby and I are currently on a three year spending ban while we pay off $117,000 of student loan debt, we don’t generally travel.  However, we went to Arizona last year because my step grandpa passed away and we were there for his funeral. It was a sad...
10 Things You Shouldn’t Buy When You’re Broke

10 Things You Shouldn’t Buy When You’re Broke

Personal finance is about choices.  Many frugal people continue to splurge on a couple of things that are truly important to them – because they’re frugal in most areas, they can afford to splurge on things that they value.  Frugality doesn’t have to mean giving up...
Frugal Tip: Finish College in 4 Years (or Less)

Frugal Tip: Finish College in 4 Years (or Less)

Less than 20% of students at public universities finish college within four years.  Some struggle with difficult courses, many spend more time partying than they do studying, and others change their majors multiple times.  There was a time when taking six years to...
Retire Early?  What FIRE is and What it Means For You

Retire Early?  What FIRE is and What it Means For You

“I’m never going to retire.  I don’t make enough money.” “Retire early?  Good luck.  Only rich people do that.” “I’m going to work until I’m 70.  Only people who have a pension can retire comfortably.” These are just a handful of the depressing things that I’ve heard...