How to Negotiate Your Mechanic Bill From $1,600 to $600

How to Negotiate Your Mechanic Bill From $1,600 to $600

My car recently had a flat tire, and when I went to a mechanic to get the tire replaced, I got some bad news. My 16 year old car had not one, not two, but three separate, major problems that needed to be fixed soon. The shop estimated the repairs would cost $1,600....
Is $250,000 Per Year Middle Class?

Is $250,000 Per Year Middle Class?

I recently read an article entitled $250,000 a Year is Not Middle Class. The author argues that because families who make $250,000 per year earn more than most Americans, an income of $250,000 is not middle class. The implication is that these “elite” earners need to...
The Worst Financial Advice I’ve Ever Been Given

The Worst Financial Advice I’ve Ever Been Given

“Don’t take financial advice from broke people.  Do what rich people are doing.” – Dave Ramsey Many millennials don’t know much about personal finance.  High schools and colleges often don’t teach finance, and many millennials instead rely on the advice their parents...