An emergency fund is money that is set aside in case something unexpected comes up – like a car repair, property repair, medical expense, or the loss of a job. 25% of Americans do not have ANY emergency funds and instead rely on borrowing money from relatives or...
I love giving gifts and finding the “perfect” gift for someone. As a frugal person, I like to get the most bang for my buck. I don’t like to buy someone a gift that they won’t like or won’t use. Many stocking stuffers are totally impractical – no one really needs a...
One of the things I love about the holiday season is giving gifts. I enjoy choosing a gift for someone and finding something that they will love. As a frugal person, I feel it’s important not to waste my money – and I don’t want to blow money on something the gift...
I have a “cluttered” fridge that is completely covered with photos and calendars. I collect household items with penguins on them. I will gladly accept your free t-shirt. …And I’m a minimalist. Believe it or not, these statements are not...
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