9 Ways to Relieve Muscle Tension When You Can’t Afford a Massage

9 Ways to Relieve Muscle Tension When You Can’t Afford a Massage

Over the past couple of months, I’ve experienced frequent muscle tension in the back of my neck, shoulders, and upper back.  As much as I’d love to get a massage, I just can’t afford it right now.  Instead, I’ve tried numerous other (free!) techniques for muscle...
Which Debt Payoff Method is Better – The Snowball or The Avalanche?

Which Debt Payoff Method is Better – The Snowball or The Avalanche?

If you don’t know who Dave Ramsey is, you might not be familiar with the concept of the “debt snowball.”  So, what the heck does that even mean? A “debt snowball” means paying off your smallest debts first, while making the minimum payments on your larger debts.  Once...
Boomerang Kids Don’t Have it Easy

Boomerang Kids Don’t Have it Easy

Something exciting recently happened – I shared my journey to debt freedom on The Penny Hoarder (the most popular personal finance website on the internet).  Sharing my story on PH was a dream come true, and I couldn’t have been more thrilled that they accepted my...