Can’t Stick to a Budget? Here’s the Solution

Can’t Stick to a Budget? Here’s the Solution

Most of us have good intentions when it comes to budgeting.  We create a spreadsheet, set a maximum spending amount for each category, and plan to stick to our budgets faithfully. Then we forget about it. We might have a general idea of how much we plan to spend in...
50 Simple Tricks We Used to Save $30,000 Last Year

50 Simple Tricks We Used to Save $30,000 Last Year

When my husband and I decided to pay off $127,000 of debt (mostly student loans) over just a few years, we knew we’d have to find creative ways to cut costs. Over the past few years, I’ve found TONS of ways to save money here and there.  Some of the tricks...
Confession: We Spend $600/Month on Groceries – Here’s Why

Confession: We Spend $600/Month on Groceries – Here’s Why

I recently joined the #debtfreecommunity challenge to share our November budget on Instagram.  Our budget is a little odd, so it’s no surprise that we received a lot of confused comments (some more blunt than others). Surprisingly, we received more comments...
Why Your Budget Will Fail – and How to Fix It

Why Your Budget Will Fail – and How to Fix It

Tired of being broke?  Living paycheck to paycheck?  Never getting ahead? If you want to get your finances in order, the first step is to set a budget.  Most people have no idea where their money is actually going. Creating a budget gives you the ability to tell your...